I have a case right now where some kid had used his mom's credit card to buy xbox live points and saved the info for future use. Someone hacked his xbox live account and stole his mom's credit card info and ran up major charges. And while microsoft can give us his info, the fact that he is likely out of state, actually catching and charging him is difficult.
So while some noob flying in MoH may have been annoying, it is nothing compared to what can happen on the other systems.
Moral: be careful out there everyone.
When I saw yer post on this thread, I got excited...
But now I'm sad, and amused, and informed...gracias